✅ Monthly credit score monitoring 

✅ Detailed personal audit 

✅ Credit score setup assistance 

✅ Personalized credit-building strategy 

✅ New CC`s application assistance 

✅ Credit score educational resources 

✅ Personal manager (консультации в месяц) 

✅Credit limit increase assistance 

✅ Hard inquiries 

❌ Late payments 

❌ Collection 

❌ Charge-offs 

❌ Repossessions 

❌ Bankruptcy 

✅ Monthly credit score monitoring 

✅ Detailed personal audit 

✅ Credit score setup assistance 

✅ Personalized credit-building strategy 

✅ New CC`s application assistance 

✅ Credit score educational resources 

✅ Personal manager (консультации в месяц) 

✅Credit limit increase assistance 

✅ Hard inquiries 

✅ Late payments 

✅ Collection 

✅ Charge-offs 

❌ Repossessions 

❌ Bankruptcy 

✅ Monthly credit score monitoring 

✅ Detailed personal audit 

✅ Credit score setup assistance 

✅ Personalized credit-building strategy 

✅ New CC`s application assistance 

✅ Credit score educational resources 

✅ Personal manager (консультации в месяц) 

✅Credit limit increase assistance 

✅ Hard inquiries 

✅ Late payments 

✅  Collection 

✅  Charge-offs 

✅  Repossessions 

✅  Bankruptcy